Description

Introduction

nCino, built on the Salesforce platform, revolutionizes loan origination and credit analysis by automating workflows, improving risk assessment, and enhancing customer experience. This training equips banking professionals with the knowledge to streamline lending processes, optimize credit decisions, and ensure compliance using nCino’s advanced capabilities.

Prerequisites

• Basic understanding of banking and financial services.
• Familiarity with Salesforce functionalities.
• Knowledge of loan origination processes and credit risk assessment.
• Experience with workflow automation is helpful but not required.

Table of Contents

1. Introduction to nCino for Loan Origination

1.1 Overview of nCino’s Loan Origination System (LOS)
1.2 Key Benefits of Loan Origination Automation
1.3 nCino’s Role in End-to-End Loan Processing
1.4 Integration of nCino with Salesforce for Lenders

2. Customer Onboarding and Loan Application Management

2.1 Automating Customer Onboarding and KYC Compliance
2.2 Managing Loan Applications in nCino
2.3 Collecting and Verifying Financial Documents
2.4 Streamlining Customer Communication with Salesforce

3. Credit Analysis and Risk Assessment

3.1 Automating Credit Risk Evaluation in nCino
3.2 Financial Data Collection and Analysis
3.3 Credit Scoring and Decision-Making Workflows
3.4 Integrating External Credit Bureaus and Risk Models

4. Loan Approval and Underwriting Workflows

4.1 Configuring Approval Processes in nCino
4.2 Role-Based Decisioning and Multi-Level Approvals
4.3 Managing Loan Terms, Conditions, and Documentation
4.4 Compliance Considerations in Loan Underwriting

5. Loan Closing and Disbursement

5.1 Automating Loan Agreement Generation
5.2 Managing Loan Closing Workflows
5.3 Ensuring Compliance with Regulatory Requirements
5.4 Tracking Loan Disbursement and Fund Transfers

6. Loan Servicing and Portfolio Management

6.1 Monitoring Loan Repayments and Payment Schedules
6.2 Managing Loan Modifications and Restructuring
6.3 Handling Delinquencies and Collections
6.4 Reporting and Compliance in Loan Servicing

7. Reporting, Analytics, and Performance Monitoring

7.1 Creating Loan Reports and Dashboards in nCino
7.2 Tracking Loan Processing Times and Approval Rates
7.3 Monitoring Portfolio Risk and Loan Performance
7.4 Leveraging AI and Predictive Analytics in Lending

8. Best Practices and Case Studies

8.1 Optimizing Loan Origination with Automation
8.2 Common Challenges and Solutions in Credit Analysis
8.3 Best Practices for Ensuring Compliance and Efficiency
8.4 Future Trends in Digital Lending and Credit Management

nCino on Salesforce streamlines loan origination and credit analysis, enhancing efficiency, reducing risk, and improving customer experience. By mastering its workflows, automation tools, and analytics, financial institutions can optimize lending operations and drive smarter credit decisions.